Keith Martin
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Working While Receiving Social Security Benefits
Learn how the retirement earnings test (RET) could affect your benefits
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5 Common Scams and How to Outsmart Them
You may know how to protect yourself from scammers pretending they’re a foreign prince, or claiming you’ve won the lotto, but scammers are always trying new tactics to take your money.
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What You’ll Love About Using a Mobile Wallet
Securely store your RCU Visa® debit and credit cards in your phone's mobile wallet for quick checkouts when shopping in store or online. It makes purchases easy, convenient, and secure!
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Feel Good About Retirement: Start Planning Now
Go confidently toward your future. Setting the stage for a comfortable retirement involves determining how much you need to save and developing a roadmap to pursue your goals. RCU is ready to help you every step of the way.
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Take the First Step Toward Home Ownership
Buying your first home is exciting, but it doesn’t have to be an overwhelming process. From preapproval to closing day, RCU is here to help with every step of your first home purchase.
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Celebrate Credit Union Youth Month
It’s National Credit Union Youth Month and saving has never been sweeter than right now! We invite you to join us as we roll out a limited-time promotion for new youth account Members.
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February Market Recap
Wall Street opened on a high note, with each of the benchmark indexes advancing.
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Key Retirement and Tax Numbers for 2022
Each year, the Internal Revenue Service announces cost-of-living adjustments. Learn what’s new for 2022.
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Splurge or Save? Making the Most of Your Income Tax Refund
What is the best way to use your tax refund?
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Smoothing Markets Ups and Downs
A consistent strategy using dollar-cost averaging can build your portfolio over time.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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