Skip nav to main content.

Business checking with RCU just got better

December 7, 2023

Man On Laptop

Recognizing the evolving needs of our Business Members, we’re pleased to announce the introduction of three new business checking accounts. These offerings cater to the growing demand for advanced digital banking capabilities and highlight our commitment to providing accessible and cost-effective banking solutions for businesses of all sizes. And you’ll love the new features, like self-service business ACH and wire transfers. Here are three redesigned business checking accounts, crafted to help your business thrive.

Business Essential Checking: This simple, low-cost account offers everything small businesses and freelancers need to easily manage their finances.

  • Low monthly fee (waived when minimum requirements are met)
  • Connectivity to accounting software such as QuickBooks® and Xero
  • Self-serve domestic wire transfers
  • Convenient check deposits on desktop and mobile

Business Choice Checking: Streamline your checking and get more done with this versatile account built for growing businesses with large deposits or high transaction volumes.

  • Dividends on your average monthly balance
  • Connectivity to accounting software such as QuickBooks® and Xero
  • Self-serve business ACH transactions through digital banking
  • Self-serve domestic wire transfers

Business Analysis Checking: Thriving businesses with high transaction volumes and high balances will appreciate the additional benefits that come with this account.

  • Deposit-based earnings credit on your monthly balance to offset fees
  • Analysis of monthly statement with detailed account activity
  • Self-serve business ACH transactions through digital banking
  • Self-serve domestic wire transfers
  • Connectivity to accounting software such as QuickBooks® and Xero

The decision to enhance business checking accounts aligns with the evolving needs of our businesses. All three accounts underscore RCU’s dedication to providing affordable, modern, and flexible business banking solutions. We’re proud to be a valuable financial partner for our thriving local business community.

Visit our Business Checking page to see all the benefits side by side.

Federally insured by NCUA. To waive monthly fee on the Business Essential Checking account you must have an average daily checking balance of $1,000 or combined average daily business balance of $5,000. QuickBooks is a registered trademark of Intuit Inc., registered in the US and other countries. Xero is a trademark of Xero Limited. Business must lease or purchase scanner and have specific system requirements to utilize Business Online Deposit. Certain restrictions may apply. Learn more about Business Online Deposit here. Business must apply for and be granted access to business wires and ACH services. Additional fees and certain restrictions may apply. Service is not guaranteed.