Keith Martin
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All the Things You Can Do at RCU
Making your life easier is always one of our top goals. You may know us for checking, savings, loans, and credit cards—but your membership gives you access to so much more.
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Modern Payment Options for Businesses
This guide highlights the most common payment methods, how they work, when to use them, and why they matter.
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That Dream Work-from-Home Job Might Be a Scam
How can you tell which jobs are scams? We’ve got some pointers below.
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Together, We Make Our Communities Stronger
When you choose RCU, you’re not just choosing a place to bank, you’re helping to strengthen lives and communities across the North Bay and San Francisco.
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How to Avoid Falling for a Bank Imposter Scam
Imposter scams come in many forms, but one that is becoming more frequent and more sophisticated is where a scammer impersonates your bank or credit union to try to gain access to your money.
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3 Ways to Spring-Clean Your Finances and Help Your Money Grow
Spring is a season of fresh starts, and a perfect time to revisit your goals, reset your habits, and make sure your financial life supports what matters most.
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Positive Pay: A Step‑by‑Step Guide to Preventing Payment Fraud for Your Business
Positive Pay gives business owners stronger protection, tighter payment control, and greater peace of mind.
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Why Liquidity Is One of the Smartest Tools for Your Business
For many business owners, having accessible savings means that operations can continue, even when things don’t go as planned.
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Why a Will or Trust Is One of the Smartest Investments You Can Make This Year
Having a plan for what happens to your assets and responsibilities after you’re gone. This is where a will or trust can help.
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Stronger Together: Support Local in 2026
As we step into 2026, doing business in the communities where we live and work matters more than ever.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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