Keith Martin
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Balancing College and Retirement Preparations
Knowledge is power; review the financial aid process to understand how financial need is calculated.
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January Market Recap
Positive economic signs in January resulted in nearly 200,000 new jobs, the dollar climbed higher and the fourth-quarter GDP advanced.
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Annuity Income: Annuitization vs. Lifetime Withdrawal
With most annuities, there are usually two choices to generate a steady income after retirement. Which one is right for you?
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Are You a HENRY? Consider These Wealth-Building Strategies
Tips to shed your HENRY (high earner, not rich yet) status for good and focus on growing wealth.
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2021 Year-End Market Recap
As the United States and the world inch toward normalcy, stock markets, employment, and production should also advance.
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7 Steps To Go From Home-Buying Novice To Real Estate Pro
Feeling overwhelmed? Stop! Take a breath and review these steps. We’ve broken the home-buying process down into a simple and easy-to-read format.
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Financial Health in the New Year
The beginning of a new year is the perfect time to look at your finances and ask yourself: “Am I making the most of my well-earned money?” Regardless of where you are in life or what your goals are, RCU can help you choose the best financial path for a secure future. In fact, it’s the reason we exist—to help people succeed.
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How to Recognize a Retail Imposter Scam
Have you ever received a suspicious email, text, or phone call with someone saying there was a problem with your online order and they need to refund you? You're not alone.
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We’ve Launched a Podcast
And That’s Why We Partner is a new podcast series highlighting organizations making a big impact in their communities. President & CEO Brett Martinez will chat with leaders from these San Francisco and North Bay groups to learn from their expertise, share social impact stories, and hear what they’re doing to address community needs.
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New Year, New Money Habits
Want to get financially healthy in 2022? The New Year is a perfect time for a fresh start and a chance to turn your finances around for the better. Building positive money habits can affect your entire wellbeing. Make your financial resolutions a reality with these helpful tips.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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