Keith Martin
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Retirement Savings in a Volatile Market
Strategies to help you stay clear-headed during market downturns.
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Consider a Bond Ladder for Rising Interest Rates
Consider creating a bond ladder to address rising rates.
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Quarter 3 Market Recap
The impact of inflation and what this means for the current market.
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Building Financial Resilience
Tips to handle inflation, market changes, global events, and life circumstances.
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August Market Recap
The stock market rallied in July, inflation fell, and the labor market continues to show strength.
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July Market Recap
Despite ebbs and flows in the market, there is enough favorable economic data to offer some hope.
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How Does Inflation Affect Me
What are you saving for? Keep in mind long-term inflation and how it can impact your income and wealth.
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Saving for Retirement
Don’t know where to begin planning for retirement? Here are some suggestions to help you get started.
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Quarterly Market Recap
How recent events are impacting the market
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Handling Market Volatility
Follow these common-sense tips to handle the ups and downs of the stock market
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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