Get Started with Your HELOC
Congratulations on funding your home equity line of credit (HELOC). You now have access to reliable funds—whenever you need them for whatever you need!
Ready to use your funds? It's easy!
Your HELOC funds will appear in online banking and be accessible to you within two business days of your loan being funded.
You can transfer your funds to any account for easy access—no need to set up a debit card or jump through any more hoops to use your HELOC.
How to transfer HELOC funds to your accounts
You can also transfer the funds to an account at another financial institution. Learn how to transfer money to an external account.
We make transferring funds between accounts easy in online banking:
- Select the Move Money button at the top
- Choose your HELOC from the list of accounts in the From section
- Choose the RCU account where you want the funds to go
Pro tip: Use your RCU Visa® Card & HELOC together to earn rewards
When you use your RCU Visa card to pay for purchases, you'll earn credit card points redeemable for cash back, travel, and more—and still benefit from the low rate of your HELOC!
Want to pay for your purchase with a card? No problem. Just transfer your funds to your RCU checking account and use your debit or credit card and pay off the balance with your HELOC.
We’re here to help
For more ideas on what to use your HELOC funds for, visit our HELOC page. If you still have questions about using your HELOC, please contact us so we can help you access your funds.
