Welcome to RCU Business Services
Take advantage of a full suite of solutions designed to support and grow your business.
Overview
Thank you for making Redwood Credit Union your business banking partner. We know that when it comes to running a business, every dollar counts. That’s why we’re committed to offering convenient, affordable solutions that will make it easier to run your business and reach your goals. Together, we can take your business to the next level.
Products and services
We provide a wide range of services to support all of your business's financial needs—from basic banking services like checking and savings accounts, to credit cards, commercial, and SBA loans, plus merchant and payroll services and more.
What we offer
Small business lending
Get the funding you need to pay for services or assets to help your business grow and thrive.
What we offer for businesses
Convenient access
Local branches
You can visit 19 locations throughout the North Bay and San Francisco for any of your business banking needs.
Find a BranchFree digital banking
With a business account, you can utilize free online banking, bill pay, mobile banking, and mobile deposit.
Learn MoreRemote Deposit Capture
With a business checking account you can use this service to deposit checks right from your office.
Learn MoreHave a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
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Business membership open to business with principal places of businesses within the 7 North Bay counties or San Francisco. Certain restrictions may apply.
¹Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member’s choice. RCU Insurance Services is a wholly owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054. NPN no. 7612227
²CA properties only.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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You are leaving our website and linking to an alternative website not operated by us. Redwood Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.