Your branch is in your pocket.
With Redwood Credit Union’s top-rated mobile app, banking is always within reach—whether you’re across town or across the country.

Life doesn’t slow down—and neither should your banking.
With RCU Mobile Banking, you can securely manage your finances anytime, anywhere, right from your phone.
Deposit checks on the go
Just snap a photo and deposit your check without having to go to a branch or ATM.
Pay bills and transfer funds
No matter where you go or how long you're gone, we've got you covered.
Apply for loans and open new accounts
Looking for a new account or loan? Complete your applications directly in digital banking—we'll pre-fill your application!
Send money with RCUpay
Quickly send money to friends and family directly in digital banking—no extra apps needed.*
Stay protected with customizable card settings and account notifications
Stay in control of your cards
Manage your credit and debit cards with card alerts and controls in digital banking:
• Freeze or unfreeze cards
• Set transaction alerts
• Block or limit certain types of transactions
Get real-time account alerts so you're always in the know
Sign up for text or email alerts and get notified immediately of any changes to account balances, certificate maturity dates, loan payment reminders, and more.
Need cash?
You’ve got access to 35,000+ fee-free ATMs nationwide, so deposits and withdrawals are always convenient.

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Mobile Banking from RCU is free, but you may incur data charges from your carrier/service plan. Please check with carrier and service plan on specific charges. Apple®, FaceID™, and Touch ID® are trademarks of Apple Inc., registered in the U.S. and other countries. Android® is a registered trademark of Google Inc.
1Certain restrictions may apply. Recipient must have a US bank account. Once a recipient claims their funds, transfers are generally completed within 1 business day or less, but may take up to 3 business days. Message and data rates may apply. Mobile Banking from RCU is free, but you may incur data charges from your carrier/service plan. Please check with your carrier and service plan on specific charges. Read more.
Mobile App
Get started with 3 easy steps:
- Download the RCU mobile banking app
- Register your RCU account using the link on the sign in page
- Log in to get started
Mobile App Requirements
Apple:
- iOS 15 & 16
Android:
- 9 & 10: Latest browser updates required
- 11, 12, 12L, 13
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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