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Classic car loan

Finance the classic car you love

Enjoy low monthly payments with flexible terms.

Overview

Are you a passionate car enthusiast looking to own your very own classic car? With our Classic Car Loans, you can now enjoy low monthly payments with flexible terms, making it easier than ever to finance the timeless beauty you’ve always desired.

As low as  % APR

Highlights

Low rates

RCU provides better rates than most other financial institutions. Get the car you need without spending a fortune on a loan.

Terms up to 72 months1

Lower your monthly payment to fit with your budget by choosing flexible terms up to 72 months.

Local Service

Our loan officers are local and dedicated to helping you.

RCU Insurance Services2

Get car financing and insurance protection from one vendor for a convenient car-buying experience.

RCU Insurance Services

Estimate your monthly payment

Let's see what your monthly payment could be.

Monthly Payment

Loan Amount
$
Rate
%
Term Months
24
84

How it works

When you're ready to buy a new or used vehicle, get a loan in three easy steps.

  • 1

    Apply online

    An online application takes only a few minutes.

  • 2

    Get approved

    Find out if you're approved for a vehicle loan.

  • 3

    Buy your next vehicle

    We'll send the funds directly to the branch nearest you to purchase from a private party.

Apply for an Auto Loan

Insure your car

Enjoy the convenience of having your auto loan and insurance policy all in one place with affordable coverage from RCU Insurance Services.

Why Choose RCU?

At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.

America's Best Credit Unions by Newsweek 2024

Named one of America’s Best Credit Unions by Newsweek

America's Best Small Employers by Forbes 2023

Recognized by Forbes as one of America’s Best Small Employers 2023

Top Questions

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

It's easy to buy the classic car of your dreams

With our Classic Car Loans, we make it easy with low rates and flexible terms. Accelerate your savings and get behind the wheel of a car you'll love.

  • Rates effective April 18, 2024 and are subject to change without notice. Certain restrictions may apply. Classic cars must be 20 model years old or older and may be financed up to 90% Black Book’s Cars of Particular Interest® Collectible Vehicle Value, depending on credit history and collateral condition. Classic cars must be in operable condition, have a California title, and current registration. Proof of insurance for the classic car required before funding. Kit cars and other specially constructed or modified vehicles excluded

    1Rates effective April 18, 2024 and are subject to change without notice. Certain restrictions may apply. Classic cars must be 20 model years old or older and may be financed up to 90% Black Book’s Cars of Particular Interest® Collectible Vehicle Value, depending on credit history and collateral condition. Payment sample: 60 mo. term per $1,000 borrowed: $17.62 at 2.29% APR.

    2Insurance products are not deposits of RCU and are not protected by NCUA. They are not an obligation of or guaranteed by RCU and may be subject to risk. Any insurance required as a condition of an extension of credit by RCU need not be purchased from RCUIS and may be purchased from an agent or an insurance company of the Member’s choice. RCUIS is a wholly-owned subsidiary of RCU. Business conducted with RCUIS is separate and distinct from any business conducted with RCU. License no. 0D91054. NPN 7612227.