Where will your rewards take you - Redeem points for cash back, travel and more

Redwood Rewards

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Earn valuable rewards points every time you use your RCU Visa® credit or debit card with our free Redwood Rewards program.

How to earn rewards points:

Visa Signature Card: Earn 1.5 points for every $1 spent Visa Platinum Card: Earn 1 point for every $1 spent Visa Debit Card: Earn 1 point for every $2 spent
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Reward yourself – redeem your points for:

Cash back icon 

Cash Back

Turn your points into cash! Earn cash back (deposited into your RCU account).

 Travel icon


Access exclusive deals for airline tickets, hotel accommodations, car rentals, cruises, and more!

 Gift card icon

Gift Cards

Enjoy a variety of gift card reward options including dining, shopping, and entertainment.

Merchandise icon 


Browse hundreds of brand-name rewards including cameras, tablets, and home appliances.

 Events icon

Event Tickets

From concerts to top sporting events to plays, find tickets to events across the nation that you will love!

 Experiences icon


Whether it’s tandem skydiving or a spa day, redeem points for a variety of excursions and entertainment.

For a complete list of available retailers, merchandise and travel options, plus full program details and rules, please log in to your RCU online account and go to the Rewards tab, or click on Rewards in RCU’s mobile app.

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Rates as low as 8.99% APR, effective and assumes excellent credit. All rates, terms, and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged. Cash advance transactions and balance transfers are excluded from earning points. Debit rewards available for personal accounts only. Signature-based transactions only. Business accounts are not eligible for debit rewards.

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Check Your Points

  • Available for RCU Visa credit and debit cards
  • Get points for everyday purchases
  • Earn rewards even faster with combined debit and credit rewards points

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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

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If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

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Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

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