Fraud & Scam Tips
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5 Common Scams and How to Outsmart Them
You may know how to protect yourself from scammers pretending they’re a foreign prince, or claiming you’ve won the lotto, but scammers are always trying new tactics to take your money.
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Social Security Scams – How to Recognize and Avoid Them
Like the ever-popular IRS Scams, Social Security scams are prevalent. And like most scams, they...
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How to Recognize a Retail Imposter Scam
Have you ever received a suspicious email, text, or phone call with someone saying there was a problem with your online order and they need to refund you? You're not alone.
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5 Resolutions for a Scam-Free New Year
Protecting your personal information is more important than ever. These five security resolutions will give...
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Protect Yourself When Shopping Online
Shopping online is a great way to save time and money—especially during the holidays. It’s...
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Watch Out for Fake Amazon and Apple Calls
One of the more frequent scams we’ve seen lately is fake calls from Apple and...
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7 Tips to Help College Students Avoid Identity Theft
College students are five times more likely to be a victim of identity theft than...
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Outwit Vaccine Scammers
Fraudsters will try, any way they can, to gain personal information or money from people....
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Protect Yourself from Identity Theft
Nearly half of U.S. adults currently have credit card debt, according to a report If...
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Unemployment Benefit Scam
Thanks to so many people being out of work due to the coronavirus, a current...
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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