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RCU Visa® Cards

Take advantage of your card's perks

Use your card for life’s everyday purchases and earn rewards

Credit Card Benefits

Cell phone protection

Reimbursement up to $250 for a platinum card and $500 for a signature card in the event your device is stolen, or damaged. Applies when you make your monthly cellular wireless phone bill payment with your eligible card.

Auto rental collision damage waiver

Coverage for damage due to collision or theft on covered rental cars.

Identity theft protection

ID Navigator, Powered by Norton LifeLock, gives greater peace of mind with tools offering protection against identity threats.

Travel and emergency assistance

Helps secure medical, legal, and other assistance if an emergency arises when traveling.

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Reward yourself! Redeem your points for:

Cash Back

Cash Back

Turn your points into cash! Earn cash back that gets deposited right into your RCU account.

Merchandise

Merchandise

Browse hundreds of brand-name rewards including cameras, tablets, and home appliances.

Travel

Travel

Access exclusive deals for airline tickets, hotel accommodations, car rentals, cruises, and more!

Event Tickets

Event Tickets

From concerts to top sporting events to plays, find tickets to events you love across the nation!

Gift Cards

Gift Cards

Enjoy a variety of gift card options including dining, shopping, and entertainment.

Experiences

Experiences

Whether it’s tandem skydiving or a spa day, redeem points for a variety of excursions and entertainment.

How to redeem rewards

Redeeming points is easy online or with the mobile app.

  • 1

    Log in

    Log in to your account online or in the mobile app.

  • 2

    Select rewards

    Choose the rewards you want to redeem.

  • 3

    Get your rewards

    In just a few clicks, you can redeem points for the rewards you love.

Redeem Rewards

Features

Explore all the features of your card by clicking an icon to learn more!


Digital Wallet

Digital Wallet


Click to Pay

Click to Pay


Tap to Pay

Tap to Pay


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Security


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Zero Liability


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Rewards

Transfer balances free

Transfer your credit card balances

Save money on interest and pay off your debt faster with no balance transfer fee when transferring high-interest credit card balances.

Suggested for you

Let RCU waive your Visa® payment if times get tough

For a little extra each month, you can protect your monthly payments if the unexpected occurs.*

  • Cash advance transactions and balance transfers are excluded from earning points. Debit rewards available for personal accounts only and on signature-based and PIN-less transactions only. Business accounts are ineligible for debit rewards. All rates, terms and special offers subject to change. Certain restrictions apply.