Take advantage of your card's perks
Use your card for life’s everyday purchases and earn rewards
Reward yourself! Redeem your points for:
Cash Back
Turn your points into cash! Earn cash back that gets deposited right into your RCU account.
Merchandise
Browse hundreds of brand-name rewards including cameras, tablets, and home appliances.
Travel
Access exclusive deals for airline tickets, hotel accommodations, car rentals, cruises, and more!
Event Tickets
From concerts to top sporting events to plays, find tickets to events you love across the nation!
Gift Cards
Enjoy a variety of gift card options including dining, shopping, and entertainment.
Experiences
Whether it’s tandem skydiving or a spa day, redeem points for a variety of excursions and entertainment.
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1
Log in
Log in to your account online or in the mobile app.
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2
Select rewards
Choose the rewards you want to redeem.
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3
Get your rewards
In just a few clicks, you can redeem points for the rewards you love.
Features
Explore all the features of your card by clicking an icon to learn more!
Digital Wallet
Click to Pay
Tap to Pay
Security
Zero Liability
Rewards
Transfer balances free
Transfer your credit card balances
Save money on interest and pay off your debt faster with no balance transfer fee when transferring high-interest credit card balances.
Suggested for you
Let RCU waive your Visa® payment if times get tough
For a little extra each month, you can protect your monthly payments if the unexpected occurs.*
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Cash advance transactions and balance transfers are excluded from earning points. Debit rewards available for personal accounts only and on signature-based and PIN-less transactions only. Business accounts are ineligible for debit rewards. All rates, terms and special offers subject to change. Certain restrictions apply.
Visa Platinum Card Benefits
To view or download descriptions of your card benefits, or for information on filing a claim, please visit our Visa Platinum Guide to Benefits.
Visa Signature Card Benefits
To view or download descriptions of your card benefits, please visit our Visa Signature Guide to Benefits.
Travel Protection
To view or download descriptions of your card benefits, please visit our Visa Signature Guide to Benefits.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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